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Straits Area Federal Credit Union remains well capitalized and well positioned to continue to serve our members & community. We were chartered over 70 years ago and expect to serve this community for generations to come.

Our purpose is to serve our members by saving them money and serving all their financial needs every day. We’re committed to making our corner of northern Michigan more prosperous. We’re people who care deeply about the communities of Cheboygan County and work hard to make a better future for everyone a reality.

When you borrow from Straits Area Federal Credit Union, you’ll save. When your checking account is with Straits Area Federal Credit Union, you’ll save. Every time you use a credit card from us, you’ll save.

We have three convenient Northern Michigan locations: Cheboygan, Indian River, and Mackinaw City.

Join us. Be a member. Experience Straits Area Federal Credit Union.